Jammu & Kashmir Bank has released two separate recruitment notices exclusively for domiciles of the Union Territory of Ladakh, offering a combined 41 vacancies. Advertisement JKB/HR/Rectt/2026-494 covers 20 Probationary Officer posts, while Advertisement JKB/HR/Rectt/2026-495 covers 21 Banking Associate posts. Both notices opened online registration on 7 November 2026, and the application and fee-payment window closes on 26 November 2026. Candidates should choose the correct post before registering because the selection stages, pay, fee and some age-relaxation provisions differ between the PO and Banking Associate recruitments.
The basic educational requirement for both posts is a graduate degree in any discipline from a recognised university or an accepted equivalent qualification, and only candidates holding the required UT of Ladakh domicile are eligible under these two advertisements. The recruitment is particularly relevant for Ladakh graduates seeking a long-term banking career within the Bank's Ladakh Zone. Selected candidates must remain posted in the initially allotted Ladakh Zone for the prescribed minimum period of five years. Probationary Officer offers the officer-track route with a three-stage selection process, while Banking Associate uses a single online examination. Applicants should read the notification for their chosen post carefully before paying the fee or completing registration.
Recruitment Overview
| Particular | Details |
|---|---|
| Organisation | Jammu & Kashmir Bank Limited |
| Recruitment | UT of Ladakh |
| Posts | Probationary Officer; Banking Associate |
| Total vacancies | 41 |
| Notification date | 7 November 2026 |
| Advertisements | JKB/HR/Rectt/2026-494 and 2026-495 |
| Application window | 7 November to 26 November 2026 |
| Application mode | Online |
| Basic qualification | Graduate in any discipline |
| Domicile | UT of Ladakh |
| Posting | Ladakh Zone |
| Official recruitment page | J&K Bank Careers |
Vacancy Details
| Post | Advertisement No. | Vacancies |
|---|---|---|
| Probationary Officer | JKB/HR/Rectt/2026-494 | 20 |
| Banking Associate | JKB/HR/Rectt/2026-495 | 21 |
| Total | 41 |
Eligibility / Educational Qualification
Applicants must be graduates in any discipline from a recognised university or hold an accepted equivalent qualification by the last date of registration. These two advertisements are restricted to candidates who hold a valid domicile of the Union Territory of Ladakh.
Age Limit
The basic age band is 20 to 30 years as on 1 January 2026.
For the Ladakh Probationary Officer notice, a one-time additional five-year relaxation is available for recruitment conducted during 2025 and 2026, subject to the conditions stated in the notification. This benefit applies in addition to applicable reservation relaxations, with the overall maximum-age condition stated by the Bank.
For Banking Associate, notified category relaxations apply. Candidates who successfully completed apprenticeship training with J&K Bank and meet the Ladakh domicile condition receive the specific apprenticeship benefit stated in the notice.
Use the Age Calculator with the official cut-off date before deciding your eligibility.
Salary / Pay
| Post | Present starting basic pay |
|---|---|
| Probationary Officer | ₹48,480 |
| Banking Associate | ₹24,050 |
Other admissible allowances and benefits apply under the Bank's respective service rules.
Application Fee
| Post | Category | Fee |
|---|---|---|
| Probationary Officer | SC / ST / SEBC / PwBD | ₹1,000 + applicable GST |
| Probationary Officer | All others | ₹1,200 + applicable GST |
| Banking Associate | SC / ST / SEBC / PwBD / Ex-Servicemen | ₹600 + applicable GST |
| Banking Associate | All others | ₹800 + applicable GST |
Applicable bank transaction charges are payable separately.
Selection Process
Probationary Officer
Selection is conducted in three stages:
- Online Preliminary Examination
- Online Main Examination
- Interview
Candidates are shortlisted from prelims to mains and then from mains to interview according to the ratios and qualifying conditions in the notice.
Banking Associate
Selection is based on a single online examination followed by the Bank's verification and appointment formalities for candidates who reach the required merit position.
Probationary Officer Exam Pattern
Preliminary Examination
| Test | Questions | Marks | Time |
|---|---|---|---|
| English Language | 30 | 30 | 20 minutes |
| Quantitative Aptitude | 35 | 30 | 20 minutes |
| Reasoning Ability | 35 | 40 | 20 minutes |
| Total | 100 | 100 | 60 minutes |
Main Examination
| Test | Questions | Marks | Time |
|---|---|---|---|
| Reasoning | 40 | 60 | 45 minutes |
| General / Economy / Banking / Digital / Financial Awareness including RBI circulars | 50 | 60 | 35 minutes |
| English Language | 40 | 20 | 35 minutes |
| Data Analysis & Interpretation | 40 | 60 | 45 minutes |
| Objective total | 170 | 200 | 160 minutes |
| Descriptive Paper — Essay & Comprehension | 2 | 25 | 30 minutes |
Banking Associate Exam Pattern
| Test | Questions | Marks | Time |
|---|---|---|---|
| English Language | 30 | 30 | 20 minutes |
| Quantitative Aptitude | 35 | 30 | 20 minutes |
| Reasoning Ability | 35 | 40 | 20 minutes |
| Total | 100 | 100 | 60 minutes |
The objective examinations carry the notified one-fourth mark penalty for each wrong answer. Unanswered questions do not attract that penalty.
Syllabus / Test Areas
For Banking Associate and the PO preliminary examination, the officially listed test areas are English Language, Quantitative Aptitude and Reasoning Ability.
For the PO main examination, the notified areas are Reasoning, General/Economy/Banking Awareness, Digital and Financial Awareness including RBI circulars, English Language, Data Analysis & Interpretation, plus the descriptive Essay and Comprehension paper.
Important Dates
| Event | Date |
|---|---|
| Notification date | 7 November 2026 |
| Online application starts | 7 November 2026 |
| Fee payment starts | 7 November 2026 |
| Last date to apply | 26 November 2026 |
| Last date for fee payment | 26 November 2026 |
| Exam / call-letter dates | To be notified separately |
How to Apply for J&K Bank Ladakh Recruitment 2026
- Open the J&K Bank Careers page and choose either the Ladakh Probationary Officer or Ladakh Banking Associate notice.
- Confirm your age against the 1 January 2026 cut-off with the Age Calculator.
- Use the Eligibility Pre-check only as a preparation aid after entering the exact conditions from your chosen notice.
- Keep your graduation and domicile records ready. If the application asks for a percentage from marks, the Percentage Calculator can help with arithmetic, but use only the conversion method accepted by your university and the Bank.
- Review the Government Job Document Checklist before uploading or entering document details.
- Follow the official application link provided under the selected Ladakh notice on the Bank's Careers page, register, upload the prescribed files, preview the form and pay the applicable fee online.
- Save the submitted application and payment record, and continue checking the Careers page for examination and call-letter updates.
Documents Required
Prepare the records relevant to the claim you make in your application, including:
- date-of-birth proof;
- graduation marksheets / degree;
- valid UT of Ladakh domicile certificate;
- applicable category / disability / ex-servicemen certificate;
- J&K Bank apprenticeship completion proof where a Banking Associate benefit is claimed;
- prescribed photograph, signature, thumb impression and handwritten declaration;
- any other document specifically required in the applicable notice or application portal.
Important Candidate Notes
- These 41 vacancies belong only to the UT of Ladakh notices.
- The J&K advertisements for 323 PO and 1,033 Banking Associate posts are separate and are not included here.
- Selected candidates must remain in the Ladakh Zone for the notified minimum five-year period.
- PO candidates are subject to the Bank's notified service bond and probation conditions.
- Banking Associate candidates are subject to the separate bond and probation conditions for that cadre.
- Examination dates were not announced in the notices; check the Bank's Careers page for updates.
Important Links
| Purpose | Link |
|---|---|
| Official recruitment page | J&K Bank Careers |
| Age check | Age Calculator |
| Eligibility preparation | Eligibility Pre-check |
| Document preparation guide | Government Job Document Checklist |
FAQ
How many vacancies are in J&K Bank Ladakh Recruitment 2026?
There are 41 vacancies in the Ladakh notices: 20 Probationary Officer posts and 21 Banking Associate posts.
Can a J&K domicile candidate apply under these Ladakh notices?
These two advertisements specifically invite candidates who meet the UT of Ladakh domicile requirement.
What is the last date to apply?
Online registration and fee payment close on 26 November 2026.
What is the basic educational qualification?
Applicants need a graduate degree in any discipline or an accepted equivalent qualification.
What is the age limit?
The basic age band is 20 to 30 years as on 1 January 2026, with the applicable relaxations in the relevant notification. The Ladakh PO notice includes an additional one-time five-year relaxation for the specified recruitment period.
Is there an interview for Banking Associate?
No interview is listed in the Banking Associate selection process. Selection is based on the notified online examination and subsequent formalities.
What is the PO selection process?
The PO process consists of an online preliminary examination, online main examination and interview.
What is the starting basic pay?
The present starting basic pay is ₹48,480 for Probationary Officer and ₹24,050 for Banking Associate.