Jammu & Kashmir Bank has opened a fresh recruitment drive for 323 Probationary Officer posts in Junior Management Grade Scale-I for eligible domiciles of the Union Territory of Jammu & Kashmir. Notification No. JKB/HR/Rectt/2026-492 is dated 7 November 2026, and online registration is open from 7 November to 26 November 2026. The Bank has issued this PO recruitment separately from its Banking Associate and Ladakh notifications, so candidates should apply only under the notice matching their domicile and post.
At a basic level, applicants need a graduation degree in any discipline from a recognised university or an equivalent qualification recognised by the Central Government/UGC. The standard age range is 20 to 30 years as on 1 January 2026, before applicable category relaxation. Selection is through an IBPS-conducted Preliminary Examination, Main Examination and Interview. The Preliminary stage is only for shortlisting, while final merit is prepared from Main Examination and Interview performance in the notified 80:20 ratio. Starting basic pay is ₹48,480 per month in the JMGS-I scale, with applicable allowances. Selected candidates also face a two-year probation, a ₹2 lakh service bond and the Bank’s five-year initial zonal-posting condition.
Recruitment Overview
| Particular | Details |
|---|---|
| Organisation | Jammu & Kashmir Bank Limited |
| Post | Probationary Officer (JMGS-I) |
| Notification No. | JKB/HR/Rectt/2026-492 |
| Notification date | 7 November 2026 |
| Total vacancies | 323 |
| Domicile | Union Territory of Jammu & Kashmir |
| Application mode | Online |
| Application start | 7 November 2026 |
| Last date | 26 November 2026 |
| Exam conducting body | IBPS |
| Selection | Prelims + Mains + Interview |
| Starting basic pay | ₹48,480 per month |
| Posting condition | Minimum 5 years in initially allotted zone |
Vacancy Details
| Post | Vacancies |
|---|---|
| Probationary Officer | 323 |
| Total | 323 |
Reservation applies under the prevailing J&K reservation framework. Candidates should follow the official notification for exact category treatment and certificate conditions.
Basic Eligibility / Educational Qualification
Candidates must be graduates in any discipline from a university recognised by the Government of India, or hold an equivalent qualification recognised by the Central Government/UGC.
The qualification must be completed by 26 November 2026.
A valid Jammu & Kashmir domicile is mandatory for this notification.
Age Limit
Age is calculated as on 1 January 2026.
| Category | Maximum age |
|---|---|
| General / EWS | 30 years |
| SC | 35 years |
| ST-1 / ST-2 | 35 years |
| OBC / ALC-IB / RBA | 33 years |
| PwBD | 40 years |
| PwBD + SC/ST | 45 years |
| PwBD + OBC/ALC-IB/RBA | 43 years |
| Ex-Servicemen | As per notified service relaxation |
Use the Regal Naukri Age Calculator with 1 January 2026 as the cut-off date.
Salary, Probation and Bond
| Particular | Details |
|---|---|
| Starting basic pay | ₹48,480 |
| Pay scale | ₹48,480–₹85,920 |
| Cadre | Junior Management Grade Scale-I |
| Probation | 2 years |
| Confirmation | Subject to satisfactory work/conduct and qualifying evaluation |
| Service bond | ₹2,00,000 |
| Minimum bond service | 2 years |
| Zonal posting condition | Minimum 5 years in initially allotted zone |
Application Fee
| Category | Fee |
|---|---|
| General | ₹1,200 + GST |
| SC / ST / OBC / ALC-IB / RBA / PwBD | ₹1,000 + GST |
Payment is made online through the application form. Applicable transaction charges are borne by the candidate.
Selection Process
Selection has three stages:
- Preliminary Examination — online, conducted by IBPS.
- Main Examination — online objective test plus descriptive paper.
- Interview — conducted by the Bank.
The Preliminary Examination is only for shortlisting. Final merit is prepared from Main Examination and Interview performance in the ratio 80:20.
Preliminary Exam Pattern
| Test | Questions | Marks | Time |
|---|---|---|---|
| English Language | 30 | 30 | 20 minutes |
| Quantitative Aptitude | 35 | 30 | 20 minutes |
| Reasoning Ability | 35 | 40 | 20 minutes |
| Total | 100 | 100 | 60 minutes |
- Negative marking: 1/4 of the marks assigned to a question for each wrong answer.
- Each test is separately timed.
- Candidates must clear the required test-wise and aggregate cut-offs.
Main Exam Pattern
| Test | Questions | Marks | Time |
|---|---|---|---|
| Reasoning | 40 | 60 | 45 minutes |
| General / Economy / Banking / Digital / Financial Awareness | 50 | 60 | 35 minutes |
| English Language | 40 | 20 | 35 minutes |
| Data Analysis & Interpretation | 40 | 60 | 45 minutes |
| Objective Total | 170 | 200 | 160 minutes |
| Descriptive Paper — Essay & Comprehension | 2 | 25 | 30 minutes |
The objective Main Examination also carries 1/4 negative marking for wrong answers.
Interview
The Interview carries 100 marks.
- General candidates: minimum 40%
- Reserved categories: minimum 35%
Three times the number of vacancies in each category may be called for interview, subject to the notification conditions.
Syllabus
The official recruitment defines the examination through these test areas:
Preliminary Examination
- English Language
- Quantitative Aptitude
- Reasoning Ability
Main Examination
- Reasoning
- General / Economy / Banking Awareness
- Digital / Financial Awareness, including RBI circulars
- English Language
- Data Analysis & Interpretation
- Descriptive English: Essay and Comprehension
Candidates should prepare using these official test areas and any later J&K Bank/IBPS instructions rather than importing an older or unrelated banking syllabus.
Important Dates
| Event | Date |
|---|---|
| Notification | 7 November 2026 |
| Online registration starts | 7 November 2026 |
| Last date to apply | 26 November 2026 |
| Last date for fee payment | 26 November 2026 |
| Preliminary Examination | To be announced |
| Main Examination | To be announced |
| Interview | To be announced |
How to Apply for J&K Bank PO Recruitment 2026
- Read the official Probationary Officer notification before registration.
- Confirm your J&K domicile and graduation eligibility. Use the Eligibility Pre-check only as a preparation aid.
- Check your age as on 1 January 2026 with the Age Calculator.
- Prepare domicile, graduation, category and identity records with the Government Job Document Checklist.
- Open the J&K Bank Careers page and choose the PO recruitment under Notification JKB/HR/Rectt/2026-492.
- Use the Bank’s Apply Online link to open the IBPS registration form.
- Enter personal, domicile, qualification and category details exactly as supported by your documents.
- Upload the prescribed photograph, signature, declaration and supporting files.
- Pay the applicable fee online.
- Review the application carefully before final submission.
- Submit by 26 November 2026 and save the final application and payment receipt.
- For a broader workflow, see the How to Apply for Government Jobs guide.
Documents Required
| Document | Purpose |
|---|---|
| Class 10 certificate | Date-of-birth proof |
| Graduation certificate / final marksheet | Essential qualification |
| J&K domicile certificate | Domicile eligibility |
| Category certificate, where applicable | Reservation/relaxation |
| PwBD certificate, where applicable | PwBD claim |
| Ex-Servicemen documents, where applicable | Relaxation claim |
| Photo ID | Identity verification |
| Photograph and signature | Online application |
| Handwritten declaration | Application requirement |
Important Candidate Notes
- This notification is for J&K domicile candidates only.
- The Ladakh PO notification is separate and should not be merged with this article.
- Graduation must be complete by 26 November 2026.
- Prelims and Mains objective tests carry 1/4 negative marking.
- Final merit uses Main Examination and Interview marks in an 80:20 ratio.
- Starting basic pay is ₹48,480 per month.
- Probation is 2 years.
- The service bond is ₹2 lakh.
- Selected candidates must remain in the initially allotted zone for at least 5 years.
Important Links
| Purpose | Link |
|---|---|
| Official PO notification | Open Official Notification |
| J&K Bank Careers | Open Careers Page |
| J&K Bank official website | Open J&K Bank Website |
| Age check | Open Age Calculator |
| Eligibility preparation | Open Eligibility Pre-check |
| Document preparation | Open Government Job Document Checklist |
FAQ
How many PO vacancies are available in J&K Bank Recruitment 2026?
There are 323 Probationary Officer vacancies for eligible J&K domicile candidates.
What is the basic qualification?
Candidates need a graduation degree in any discipline or recognised equivalent qualification.
What is the age limit?
General/EWS candidates should be 20 to 30 years old as on 1 January 2026, with category-specific relaxation.
What is the last date to apply?
Online registration and fee payment close on 26 November 2026.
What is the selection process?
Selection is through Preliminary Examination, Main Examination and Interview.
Is there negative marking?
Yes. One-fourth of the marks assigned to a question is deducted for each wrong answer in the objective tests.
What is the starting salary?
The notified starting basic pay is ₹48,480 per month in JMGS-I.
How is final merit prepared?
Final merit is based on Main Examination and Interview performance in the ratio 80:20.